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Insurance options

Australian Ethical's retail superannuation fund offers insurance cover for major traumatic events that may significantly damage your own and your family’s expected retirement plans.

To allow members to effect insurance cover, the trustee has arranged insurance (via a group insurance contract) with TOWER Australia Limited ACN 050 109 450.

Insurance is available for:

  • death;
  • death & total and permanent disablement; and
  • income protection.

As with all insurance policies, specific terms and conditions apply to the cover of which you should be aware. Further details of the available insurance cover can be found in Insurance Options in the Product Disclosure Statement.

 

Except as described in the section Automatic cover in the PDS, insurance cover offered through the Fund is optional and this means that you will need to apply for insurance to take effect. If you wish to take up optional insurance cover, please read carefully the section titled Optional insurance cover in the Product Disclosure Statement.