There are many types of investments available in the market including:
- cash and assets that bear interest
- property – land and buildings
- shares – owning part of Australian and international companies
- hedges that reduce the risk of losses
- managed funds that combine different types of investments.
The best mix of investments for you will depend on your personal financial circumstances, your investment goals and timetable, and how you balance risks and rewards.
Like most managed funds, Australian Ethical places investors’ money in a pool called a unit trust. A unit trust is an arrangement between a group of investors and a fund manager (the responsible entity), governed by a constitution. In exchange for the money you invest, the trust issues units which have rights (such as the right to a share of any income and the right to vote). Investors are called unitholders.
> view investment trusts product summary
Australian Ethical also offers a retail superannuation fund, which offers tax advantages for those saving for retirement. The Fund invests in Australian Ethical’s unit trusts and offers accounts for the accumulation and rollover of funds and for allocated pensions.
> view super product summary